The Connecticut Insurance Department has issued a bulletin directing all health insurance companies operating in the state to provide coverage of mental health counseling, hormone therapy, surgery and other treatments related to a patient’s gender transition. Insurance companies have 90 days to review their policies to ensure they are in compliance.
“Under these statutes, health insurers are required to pay ‘covered expenses’ for treatment provided to individuals with gender dysphoria where the treatment is deemed necessary under generally accepted medical standards,” the insurance department wrote in the bulletin.
The insurance department based its position on two state statutes: A 2011 law prohibiting discrimination based on gender identity and expression, and laws requiring coverage for the diagnosis and treatment of mental health disorders.
Regulators in California, Colorado, Oregon, Vermont and Washington, D.C., have issued similar bulletins instructing insurers to cover treatment for transgender patients.